FIRST CAPITAL FINANCIAL SERVICES

"WE TAKE THE if OUT OF LifE"

INTRODUCTION

How I Work for YOU

ARE GUARANTEES VALUABLE

Life Insurance

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Equity Index Annuity 101

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QUALIFYING FOR SEPP, KEOGH & IRA.
Start Savings NOW for TOMORROW!
A Great Financial Option

With the stock market not knowing which way to go and the investor equally as confused, FCFS offers several investment contracts that will provide mutual fund yields and even stock market appreciation. These contracts, known as Viatical Settlements, Senior Settlements & Life Settlements, have the risk propensity of an annuity, great for retirement money, & provide solid returns to the investor.

The Reverse Mortgage of Life Insurance

**LIFE Settlement: The sale of a Life Insurance policy by a senior citizen for a discounted cash percentage of its face value to a third party(Page & Associates Inc., and LIFE Inc.).

*Viatical Settlement: The sale of a Life Insurance policy by an individual who is terminally ill for a discounted percentage of its face amount to a third party(Resource Inc).

More Seniors are becoming aware that their life insurance policies are a financial reservoir waiting to be tapped into. Many are using this source for much-needed cash to upgrade their medical care and/or enhance the quality of their daily lives. Your funds are used to provide for the much needed life enhancement necessities and for that they Thank You:



Purchasers are interested in viatical settlements because they are humanitarian in nature and provide a real financial service for people in need.

The National Associations of Insurance Commissioners requires, of those, who are interested in making an investment in a Viatical/Life Settlement, to have a minimum net-worth of $150,000. Using the calculation: assets minus liabilities including the equity of the home.


WHAT TO EXPECT...A fixed return on a viatical/life-settlement investment is 12%, 14% or 10% annually ($10,000 min) with a fixed maturity of ONE year, TWO years and up to SIX years (respectively).; The return is fixed and will vary only by the fixed annual maturity chosen.


If you are market shy, & would like to give your child's college fund or your retirement account (ROTH-IRA, IRA, SEP-IRA KEOGH), a shot in the arm, this is the INVESTMENT OF THE TIMES. Email or Call FCFS and speak with a licensed representative

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