Life Insurance: can provide you and your family with peace of mind NOW and flexible cash accumulation options FOR A LIFETIME. Is your Family Secure? If your family were to unexpectedly lose you, how would their life styles be affected?
* A fatal accident occurs every 16-minutes, approximately 565,000 new heart attacks and 700,000 strokes will occur this year.
* Would your spouse continue to work or, "retire" to raise your children?
* Would your debt be paid off?
* What about college expenses?
* Adjustable/Universal/Term Life provides an immediate estate paid directly to ---your beneficiaries which can:
* Pay for funeral and final expenses!
* Help pay-off outstanding debt!
* Be invested to create continuous family income!
Life Insurance provides a tax-deferred cash accumulation fund which can:
* Provide cash for emergencies.
* Help pay for college.
* Supplement retirement income.
The GENERATION PLANNER II: Create a larger estate for your Beneficiaries, free of INCOME-TAX.
* Instantly increase the amount of money you can leave to your HEIRS!
* Have access to the money if you need it yourself during your lifetime!
* Protect your standard of living from the high cost of Long-Term-Care!
EXAMPLE: Male age 65 can transfer $100,000 from a CD to the GP Life Policy and the death benefit value instantly increases to $210,000 (available for any amount CD or rollover).
* Receive affordable protection for all stages of your life including:
* A terminal Illness Accelerated benefit.
* Optional Long-Term-Care rider; providing cash with no hospitalization or nursing home stay REQUIRED! Avoid probate, adverse income-tax, potentially Federal Estate taxes and transfer WEALTH not TAXES to your HEIR(s)
Let FCFS help sort through the difficulties of determining your needs:
1) How much coverage and,
2) What type of coverage;
* Term(10,20,30-year),
* Term with ROP (ROP=Return of Permium),
* Universal Adjustable Life,
* Whole Life OR
* Equity Index Universal Life.
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