Disability Insurance: The only thing worse than being disabled...is not being able to afford it! Accidents and illnesses can unexpectedly prevent you from earning a living. Have you ever thought about what you would do if you were unable to work because you were totally disabled due to an Injury or Sickness? What are the chances that you may suffer a disabling injury? * There is a disabling injury every 4 seconds hour. * Americans experienced 41.1 million disabling injuries in 2005. * 6.1 million American workers suffered disabling injuries while on-the-job in 2005. * At age 32, a disability of 3 months or longer, is 6 times more likely to occur than death.
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