FIRST CAPITAL FINANCIAL SERVICES

"WE TAKE THE if OUT OF LifE"

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group health insurance
Click for Anthem Group Quote

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NameDescription
DocumentGroup Census Data Work SheetFREE Quote, just complete, email or fax back 24 to 48-hr., turn around time.
What FCFS does to make sure it's the right plan for your company. 

* Upon receiving your employee census -- a feasibility study will be initiated, focusing on age tiers, gender and dependent cost (new business or matured), due diligence will be initiate on matured businesses, focusing on a 3 or 5 year claims experience ratio, to establish the correct plan for your company's unique health care needs.


Anthem Blue Cross
is the only contracted carrier that offers an on-line quoting system (above link).  Should you wish a full quote, a compilation of 4-carriers' plans, fitting your company's unique needs please complete the above Census Data Group Quote Request form.  You may return via fax, scanned email, in PDF format, as I will respond with 24-48 hours with your personalize Group Quote.

 

Is your bottom line getting hurt on the job?

Did you know we offer... Integrated MediComp, Small Group Health & Workers Compensation Combined. Qualified Small Groups can save 10% on the Workers Compensation premium and another 10% on the Health/Medical premium, providing for 24-hour coverage. The employee’s network family physician can treat both personal illness and work-related injuries and refer to specialists when necessary.
* Ease of administration,
* Combined monthly bill,
* Convenient monthly payments,
* Employer/Employee satisfaction.

Improved care management and efficient case management helps your employees get the care they need so they’re back to work as soon as possible.

Combine YOUR Company’s Group Health/Medical, Workers Comp, Dental, Vision, Group Term Life and a Café 125 plan serviced and administered under one agent/broker/insurer and receive substantial discounts.

* Combine the Group Health and Workers Comp plan and receive 10% off the Health Insurance premiums plus 10% off the qualified Workers Comp plan premium.

* Add or combine Dental Insurance and receive a 6% savings on the Group Dental premiums.

* Add or combine $25,000 or more, in Group Term Life and receive another 1% Discount on the Group Health Insurance plan premium.

* Add or combine a Café Comp 125 plan, with 10 or more employees, and the $125 set-up fee and annual fee is waived set & annual fee are one in the same).

* Add or combine the Life Connections Employee Assistance Program (EPA) and receive a 20% rate reduction on the Group Term Life.

* Add Short Term Disability Coverage (1-day to 14-Day wait) for 10-or more lives and eliminate billing and administration fees.

The math is simple Combine and Save with First Capital Financial Services.

Your independent agent/broker for
* Life Insurance,
* Disability,
* Health,
* Dental,
* And Vision.

NOTE: Each group is reviewed independently and approved for discounts based on group census data, annual experience ratios, and specific industry and/or employee job description. CA Insurance License 0C52178