FIRST CAPITAL FINANCIAL SERVICES

"WE TAKE THE if OUT OF LifE"

INTRODUCTION

How I Work for YOU

ARE GUARANTEES VALUABLE

Life Insurance

Disability Insurance

HEALTH/MEDICAL

Individual/Family Plan

Short-Term Medical

Emergency Room Policy

Travelers Health Plans

Group Plans

Partially Self Funding

Health Savings Account

EQUITY INDEX ANNUITY

Equity Index Annuity 101

Power-Point-Presentation

ANNUAL RESET

Brochures & Contracts

Teacher's TSA 403-b

403-b

Annuity Presentation

Brochures & Applications

BUSINESS

Buy-Sell Agreements

Non-Qual, Deferred Comp

Group Benefits & Quote

Executive Bonus IRC 162

Employers Plan Work-Sheet

INVESTMENTS

Taxable vs Tax-Deferred

Licensing

BUSINESS CONTINUATION PLANNING
KEY-PERSON INSURANCE

The small to large business owner makes more than a simple monetary investment in the successful venture: he/she also invests his/her time, energy and labor. As such, the successful business thrives with the life-blood of its owners. Your Business is probably your most valuable asset. You've spent years building it into a profitable enterprise. An unexpected death can cause severe problems. If your partner dies, you may find yourself in business with his/her heirs. If you die, your family may be working with your partners. In either case the business may not be able to replace the knowledge lost; it may cease to be profitable. If this happens, it may have to be liquidated. You can prepare for the problems which come with changes in ownership. Business continuation planning encompasses the BUY-SELL Agreement. This is the most overlooked business continuation tool, a tool that is so valuable to a business, that it may not survive without it. The BUY-SELL Agreement funded by Life Insurance, Trust Deed or a Sinking Fund, is designed to fit your company's structure.

In today's job market, the most frequently asked question is "What kind of benefits do you offer?" Benefits secure the employment of an asset to your business, which may otherwise go to your competition. We design these unique benefits to help retain that talented employee(s). CALL 916-338-1345 or EMAIL JosephJr@FirstCapitalFin.com with inquiry.

See Additional Pages for Specific Concept

ShortTerm Medical Plans; offer your employees an affordable alternative to the higher premiums of COBRA. Help bridge teh gap during unemployment, free Quote.
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